Cost of Attendance

 

ESTIMATED 2025-2026 Cost of Attendance (Fall/Spring)

Expenses

Undergraduate On Campus

Undergraduate Off-Campus 

With Parent/Relative  

Tuition (1) 

$63,452

$63,452

$63,452

Fees

$1,982

$1,982

$1,982

Food and Housing (2)

$24,742

$25,636

$10,014

Books

$1,266

$1,266

$1,266

Personal

$4,254

$4,254

$4,254

Transportation (4)

$2,040

$2,040

$2,040

Loan Fees

$38

$38

$38

Total Cost of Attendance:

$97,774

$98,668

$83,046

1) The Cost of Attendance values shown are based on assumed traditional, full-time enrollment. Amounts may be prorated based on a student’s actual enrollment after add/drop. (See definition of Census Date/Fixed Enrollment Date below.)

2)  The costs for undergraduate on campus housing and meals are based on the weighted average housing charges for on campus residence, and 21 meals a week through the campus dining plan.  Your actual housing and food costs may vary based on your housing and meal plan choices.  

3) On campus housing is not available to students who are married or those with dependents.  

4) The transportation allowance estimated above is for domestic students living in the 48 contiguous states. For those from Alaska, Hawaii or for international students the estimated transportation allowance is $4,080. 

5) The Bachelor of General Studies tuition rate is $975 per credit. Please refer to the academic department for more information.

6) The Accelerated Bachelor of Science of Nursing program tuition is $14,240 per semester. Some program fees may differ.  Please refer to the academic department for more information.

ESTIMATED 2025-2026 University-Sponsored Health Insurance

Students enrolled in six or more credit hours per semester are required to obtain adequate health insurance. U.S. citizens can waive the University-sponsored insurance

Expense

Undergraduate On Campus

Undergraduate Off-Campus 

With Parent/Relative  

University Health Insurance 

$4,224

$4,224

$4,224

Total Estimated Cost of Attendance with Insurance:

$101,998

$102,892

$87,270

Note: All international students are required to enroll in University-sponsored health insurance regardless of credit load. 

2024-2025 Cost of Attendance (Fall/Spring)

Expenses Undergraduate On Campus

Undergraduate Off-Campus 

With Parent/Relative  
Tuition (1)  $60,720 $60,720 $60,720
Fees $1,896 $1,896 $1,896
Food and Housing (2) $23,790 $24,650 $9,834
Books $1,266 $1,266 $1,266
Personal $4,178 $4,178 $4,178
Transportation (4) $2,004 $2,004 $2,004
Loan Fees $38 $38 $38
Total Cost of Attendance: $93,892 $94,752 $79,936

1) The Cost of Attendance values shown are based on assumed traditional, full-time enrollment. Amounts may be prorated based on a student’s actual enrollment after add/drop. (See definition of Census Date/Fixed Enrollment Date below.)

2)  The costs for undergraduate on campus housing and meals are based on the weighted average housing charges for on campus residence, and 21 meals a week through the campus dining plan.  Your actual housing and food costs may vary based on your housing and meal plan choices.  

3) On campus housing is not available to students who are married or those with dependents.  

4) The transportation allowance estimated above is for domestic students living in the 48 contiguous states. For those from Alaska, Hawaii or for international students the estimated transportation allowance is $4,008. 

5) The Bachelor of General Studies tuition rate is estimated at $950 per credit. Please refer to the academic department for more information.

6) The Accelerated Bachelor of Science of Nursing program tuition is estimated at $14,000 per semester. Some program fees may differ.  Please refer to the academic department for more information.

2024-2025 University-Sponsored Health Insurance 

Students enrolled in six or more credit hours per semester are required to obtain adequate health insurance. U.S. citizens can waive the University-sponsored insurance

Expense Undergraduate On Campus

Undergraduate Off-Campus 

With Parent/Relative  
University Health Insurance  $4,041 $4,041 $4,041
Total Estimated Cost of Attendance with Insurance: $97,933 $98,793 $83,977

Note: All international students are required to enroll in University-sponsored health insurance regardless of credit load. 

Summer 2024 Cost of Attendance

Expenses Undergraduate On Campus

Undergraduate Off-Campus 

With Parent/Relative  
Tuition (1)  $29,052 $29,052 $29,052
Fees (2) $447 $447 $447
Housing and Meals (3) $7,202 $3,117 $1,290
Books $664 $664 $664
Personal $504 $504 $504
Transportation $963 $963 $963
Loan Fees $25 $25 $25
Total Cost of Attendance: $38,857 $34,772 $32,945

1) The Cost of Attendance values shown are based on 12 credits of enrollment. Each student's COA will be based on their actual summer enrollment.  

2) Fees are based on full time enrollment.  Students enrolled less than full time will have reduced fees. 

3) Meal allowances for summer are based on a 10 week proration of the 2023-2024 fall/spring meal allowance.  

4) On campus housing is not available to students who are married or those with dependents.  

5) The Bachelor of General Studies tuition rate is $975 per credit. Please refer to the academic department for more information.

6) The Accelerated Bachelor of Science of Nursing program tuition is $14,000 per semester. Some program fees may differ.  Please refer to the academic department for more information.

Need Determination 

COA-EFC=NEED

Your completed FAFSA and CSS Profile will be reviewed to determine your financial need. Demonstrated financial need is the remaining balance once the estimated family contribution has been subtracted from the cost of attendance.

Cost of Attendance (COA) 

COA includes direct billed charges such as tuition, fees, and room and board if the student is in on-campus housing or the University Village. COA also includes indirect-billed expenses a student may incur such as allowances for off-campus housing or living with parent/relative as well as additional allowances for books, supplies, transportation, and personal expenses.

Estimated Family Contribution (EFC)

A student’s family is expected to contribute to their education. A dependent student’s family includes parents and/or stepparents. Independent undergraduate students' families include the student and spouse, if applicable.

FATV: What is Cost of Attendance

Understanding Costs and Financial Eligibility

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  • Paying for College

    Once you receive your financial aid award notification, please check your CaneLink account in the “View Financial Aid” section to see your actual cost of attendance.

    You should get a clear sense of your anticipated costs, and then formulate a plan for paying for them by putting together a budget exploring all of the options available to you.

    You can pay for college using your savings, help from family, earnings from working a full-time or part-time job, scholarships, or financial aid programs. There are also loan programs to consider, but these need to be repaid, so be prudent and borrow only what you need.

    Useful Links

  • Census Date/Fixed Enrollment Date

    Each fall and spring semester the college will freeze enrollment at the end of the add/drop period. This date is the Financial Aid Census Date. All adjustments to the student’s course schedule must be made by the end of the add/drop period to avoid problems with repeat courses or disbursement issues due to insufficient enrollment. Most federal financial aid requires at least half-time enrollment, including Federal Pell Grant and Federal Direct Loans. Most institutional financial aid requires full-time enrollment, including need-based UM grants and merit scholarships. Adjustments to financial aid for enrollment changes after the Census Date will not be done except for Florida Bright Futures and in the case of a complete withdrawal from the University. There are no exceptions to this policy.

  • Housing

    All non-local first-year students are required to live in University housing for two academic semesters, as long as space is available. This policy does not apply to first-year students living with parents or legal guardians in Miami-Dade or Broward counties.

    Specific housing rates and housing application instructions are available on the Housing and Residential Life website.

  • Meals

    Meal costs are based on the average meal plan price set by Dining Services. If the chosen meal plan costs less than the amount budgeted, the remaining funds should be used to buy food outside of the dining halls. All undergraduate students living on campus must purchase a meal plan as part of their housing contract. Students who fail to choose a meal plan upon enrollment in housing will automatically be signed up for the 14-meal plan option.

  • Transportation

    Transportation costs are based on an average cost of students getting to and from campus.

  • Health Insurance

    All full-time students are required to have comprehensive health insurance coverage, whether through the University’s plan or a personal plan. You must choose to either accept or waive the University plan coverage and fee as soon as possible. 

    International students must purchase the medical insurance offered through the University of Miami at the time of registration unless they provide proof of agency or government-sponsored coverage that has been reviewed and approved by the University Student Health Center prior to registration.

    The annual premium for coverage through UM may be added to each student’s invoice. For more information, visit the Student Health Center’s page.

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